Get it while the getting is good!!  Refis coming thru at 5.5% give or take a quarter depending on when it closes!!  Soooooooooooooooo monthly payments are dropping drastically.  That is good when there is a recession, lowering your monthly payment protects your family!!!  And, of course, we are STATEWIDE, NO COST CREDIT REPORTS AND OFFER PROGRAMS THAT CAN PROVIDE NO OR LOW COSTS IN MANY CASES!!  CALL ME FOR INFO.  Chuck Bahner 270 259 4663